The Prium Motto
At Prium Investment Management our motto is, “Making the World Safe for Ordinary Investors.” Like the Prium name itself, there is a story behind the motto.
Prium Services
You see, the list of services we provide our clients is not unique. There are many investment advisory or management firms that provide similar services. These services include:
- Investment Planning
- Portfolio Design
- Portfolio Implementation
- Portfolio Monitoring
- Portfolio Rebalancing
Our Thoughts on minimum investments
However, most of the firms providing those services will not even consider taking a client unless he or she is willing to invest $500,000. For many firms, the magic number that gets you in the door is $1,000,000.
Well, if all of the good investment firms have high minimum investments, where does that leave people who are just beginning to invest or people who simply haven’t accumulated that much wealth? Unfortunately, it frequently leaves those investors in the hands of the firms who are most willing to use the Trojan Horses (see the story behind the Prium name if that doesn’t make any sense to you). Small investors are therefore more likely than wealthier investors to be paying high fees and high commissions and are thus more likely to be losing their personal war with the finance industry.
At Prium, we certainly don’t have anything against $500,000 or million dollar clients. But, we feel it is our responsibility to help protect anyone we can against the Trojan Horses that are out there waiting for them. Of course, there are practical limits to the people we can help. If you only have $10 to invest, we probably can’t do much for you. In addition, we have a minimum annual fee of $100 per client. So you probably need several thousand dollars to invest before it becomes cost effective to pay us to help you.
However, there is a big difference between a practical minimum of a few thousand dollars, and a firm minimum of $500,000.
To be honest, we lose a lot of money helping people who only have a few thousand dollars to invest. But we aren’t in this only to make money (although it’s nice when we do); we are also trying to help people.
Foundation Portfolios
Because we take helping smaller (ordinary) investors so seriously, we have developed a series of Foundation Portfolios. These Foundation Portfolios are designed to help investors build a firm foundation for their future. They provide enormous, global, diversification at a very low cost. They are also extremely tax efficient. We think they are the perfect place to begin a lifetime of investing.
THE EFFICIENT INVESTOR
The Efficient Investor is our eNewsletter. Browse past newsletters below. If you would like to receive The Efficient Investor, please sign up at the bottom of the page.
PORTFOLIO RETURNS
CLIENT ACCESS LOGIN
